Effective Date: Jan 27, 2025

Welcome to Wellth.ca (the "Newsletter"). These Terms of Service ("Terms") govern your access to and use of the Newsletter and its associated services (the "Services"). By accessing or using the Newsletter, you agree to be bound by these Terms. If you do not agree, you must discontinue use of the Newsletter immediately.

Disclaimer

This Newsletter is for informational purposes only and does not constitute financial advice. Investors should conduct their own due diligence and consult with a licensed financial advisor before making investment decisions.

1. Introduction

Wellth.ca also known as Wellth Canada is operated by Wellth.ca ("we," "us," or "our"). These Terms outline the conditions under which you may use our Services and provide information on our policies.

2. Acceptance of Terms

By subscribing to or using the Newsletter, you acknowledge that you have read, understood, and agree to comply with these Terms. If you are accessing the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3. Use of Content

All content provided in the Newsletter is for informational purposes only and does not constitute financial advice. You agree not to:

• Copy, distribute, or reproduce the content without prior written permission from us.

• Use the content for unauthorized commercial purposes.

• Rely solely on the Newsletter for making financial decisions; we recommend consulting a licensed financial advisor.

4. Intellectual Property

All intellectual property rights in the Newsletter and related materials, including but not limited to text, graphics, and trademarks, are owned by [Your Company Name]. You may not use our trademarks or copyrighted materials without prior written consent.

5. User Conduct

You agree to use the Newsletter and Services only for lawful purposes and in accordance with these Terms. Prohibited activities include, but are not limited to:

• Attempting to gain unauthorized access to our systems or Services.

• Engaging in data scraping or data mining activities.

• Disrupting or interfering with the proper functioning of the Newsletter.

6. Disclaimer of Warranties and Limitation of Liability

• The Newsletter and Services are provided "as is" without warranties of any kind, either express or implied.

• We do not guarantee the accuracy, completeness, or timeliness of the information provided.

• To the fullest extent permitted by law, we are not liable for any damages, including but not limited to direct, indirect, incidental, or consequential damages arising out of your use of the Newsletter.

7. Privacy Policy

Your use of the Newsletter is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA). https://www.wellth.ca/privacy/

8. Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the applicable laws of Canada. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Ontario.

9. Changes to the Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website or notifying subscribers. Your continued use of the Newsletter constitutes acceptance of the updated Terms.

10. Termination

We reserve the right to suspend or terminate your access to the Newsletter at our discretion, without prior notice, for violations of these Terms or any applicable law.

11. Contact Information

For questions or concerns regarding these Terms, please contact us at:

hello@wellth.ca