Effective Date: Jan 1, 2025
Last Updated: Jan 27, 2025

Wellth.ca (“we,” “us,” or “our”) values your privacy and is committed to protecting the personal information of our subscribers. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable laws in Ontario, Canada.

By subscribing to and using our services, you agree to the practices outlined in this Privacy Policy.

1. Personal Information We Collect

We may collect the following types of personal information:

• Contact Information: Name, email address, phone number, and mailing address.

• Payment Information: For paid subscriptions, we collect billing details such as credit card information, which is processed securely by third-party payment providers.

• Preferences: Information about your preferences, such as topics of interest or subscription options.

• Technical Information: IP address, browser type, operating system, and newsletter usage data through cookies and similar tracking technologies.

2. How We Use Your Information

We use your personal information to:

1. Provide and deliver our newsletter and other subscription services.

2. Communicate with you, including responding to inquiries or sending updates and promotional content (with your consent).

3. Process payments for subscriptions or other services.

4. Improve our content, user experience, and overall service.

5. Comply with legal obligations, such as record-keeping and responding to lawful requests.

3. Disclosure of Personal Information

We do not sell, rent, or trade your personal information. However, we may disclose your information to:

• Service Providers: Third-party companies that help us operate our newsletter, such as email delivery services, payment processors, and IT support.

• Legal and Regulatory Authorities: When required by law, or in response to a court order, subpoena, or regulatory requirement.

• Business Transfers: In the event of a merger, acquisition, or sale of our business, personal information may be transferred as part of the transaction.

4. Your Consent

By providing us with your personal information, you consent to our collection, use, and disclosure practices as described in this Privacy Policy. You can withdraw your consent at any time, subject to legal or contractual restrictions, by contacting us at hello@wellth.ca.

5. Your Rights

You have the following rights regarding your personal information:

1. Access: You can request a copy of your personal information in our records.

2. Correction: You can request corrections to inaccurate or incomplete information.

3. Withdrawal of Consent: You can unsubscribe from marketing emails or other communications at any time.

4. Complaints: You can file a complaint with the Office of the Privacy Commissioner of Canada if you believe your privacy rights have been violated.

To exercise these rights, please contact us at hello@wellth.ca.

6. Data Retention

We retain personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. When no longer needed, we securely delete or anonymize the information.

7. Security of Your Information

We take reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, loss, theft, or misuse. However, no security measures are completely foolproof, and we cannot guarantee the absolute security of your information.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze usage, and provide personalized content. You can adjust your browser settings to reject cookies, but this may limit your access to some features of our service.

9. Third-Party Links

Our newsletter may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. We encourage you to review their privacy policies before providing any personal information.

10. Governing Law

This Privacy Policy is governed by the laws of the Province of Ontario and applicable federal laws of Canada.

11. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on our website or communicated through the newsletter. The date of the latest revision will be indicated at the top of this page.

12. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at:

hello@wellth.ca